LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,833
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,813
−HK$3,029/mo
Today · 4.125%
HK$101,842
baseline
▲ 0.50% · 4.625%
HK$108,039
+HK$6,197/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$203,684/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,613
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,472
−HK$2,901/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$118,296
+HK$5,923/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,999
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,576
−HK$3,635/mo
Today · 4.125%
HK$122,211
baseline
▲ 0.50% · 4.625%
HK$129,647
+HK$7,436/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$244,422/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,935
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,366
−HK$3,481/mo
Today · 4.125%
HK$134,847
baseline
▲ 0.50% · 4.625%
HK$141,955
+HK$7,108/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$269,694/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,166
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,339
−HK$4,240/mo
Today · 4.125%
HK$142,579
baseline
▲ 0.50% · 4.625%
HK$151,255
+HK$8,676/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$285,158/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,258
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,261
−HK$4,061/mo
Today · 4.125%
HK$157,322
baseline
▲ 0.50% · 4.625%
HK$165,614
+HK$8,292/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$314,644/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,499
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$177,864
−HK$5,452/mo
Today · 4.125%
HK$183,316
baseline
▲ 0.50% · 4.625%
HK$194,470
+HK$11,154/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$366,632/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,903
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$197,050
−HK$5,221/mo
Today · 4.125%
HK$202,271
baseline
▲ 0.50% · 4.625%
HK$212,933
+HK$10,662/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$404,542/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,152 · Scale 2, in force from 26 Feb 2026)