LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,584
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,882
−HK$303/mo
Today · 4.125%
HK$10,185
baseline
▲ 0.50% · 4.625%
HK$10,805
+HK$620/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,370/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,662
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,948
−HK$290/mo
Today · 4.125%
HK$11,238
baseline
▲ 0.50% · 4.625%
HK$11,830
+HK$592/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,501
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,858
−HK$364/mo
Today · 4.125%
HK$12,222
baseline
▲ 0.50% · 4.625%
HK$12,965
+HK$743/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,444/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,794
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,137
−HK$349/mo
Today · 4.125%
HK$13,486
baseline
▲ 0.50% · 4.625%
HK$14,196
+HK$710/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,972/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,417
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,835
−HK$424/mo
Today · 4.125%
HK$14,259
baseline
▲ 0.50% · 4.625%
HK$15,126
+HK$867/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,518/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,927
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,327
−HK$406/mo
Today · 4.125%
HK$15,733
baseline
▲ 0.50% · 4.625%
HK$16,562
+HK$829/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,466/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,251
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,787
−HK$546/mo
Today · 4.125%
HK$18,333
baseline
▲ 0.50% · 4.625%
HK$19,448
+HK$1,115/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,666/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,191
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,706
−HK$522/mo
Today · 4.125%
HK$20,228
baseline
▲ 0.50% · 4.625%
HK$21,295
+HK$1,067/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$40,456/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,693 · Scale 2, in force from 26 Feb 2026)