LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,843
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,824
−HK$3,029/mo
Today · 4.125%
HK$101,853
baseline
▲ 0.50% · 4.625%
HK$108,051
+HK$6,198/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$203,706/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,625
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,484
−HK$2,901/mo
Today · 4.125%
HK$112,385
baseline
▲ 0.50% · 4.625%
HK$118,309
+HK$5,924/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$224,770/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,012
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,589
−HK$3,635/mo
Today · 4.125%
HK$122,224
baseline
▲ 0.50% · 4.625%
HK$129,661
+HK$7,437/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$244,448/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,949
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,381
−HK$3,481/mo
Today · 4.125%
HK$134,862
baseline
▲ 0.50% · 4.625%
HK$141,971
+HK$7,109/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$269,724/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,180
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$138,354
−HK$4,241/mo
Today · 4.125%
HK$142,595
baseline
▲ 0.50% · 4.625%
HK$151,271
+HK$8,676/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$285,190/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,274
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$153,278
−HK$4,061/mo
Today · 4.125%
HK$157,339
baseline
▲ 0.50% · 4.625%
HK$165,633
+HK$8,294/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$314,678/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,518
−HK$10,818/mo
▼ 0.25% · 3.875%
HK$177,884
−HK$5,452/mo
Today · 4.125%
HK$183,336
baseline
▲ 0.50% · 4.625%
HK$194,492
+HK$11,156/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$366,672/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,924
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$197,072
−HK$5,221/mo
Today · 4.125%
HK$202,293
baseline
▲ 0.50% · 4.625%
HK$212,956
+HK$10,663/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$404,586/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,350 · Scale 2, in force from 26 Feb 2026)