LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,851
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,832
−HK$3,030/mo
Today · 4.125%
HK$101,862
baseline
▲ 0.50% · 4.625%
HK$108,060
+HK$6,198/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$203,724/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,633
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,493
−HK$2,901/mo
Today · 4.125%
HK$112,394
baseline
▲ 0.50% · 4.625%
HK$118,319
+HK$5,925/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$224,788/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,021
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,599
−HK$3,635/mo
Today · 4.125%
HK$122,234
baseline
▲ 0.50% · 4.625%
HK$129,671
+HK$7,437/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$244,468/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,960
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,392
−HK$3,481/mo
Today · 4.125%
HK$134,873
baseline
▲ 0.50% · 4.625%
HK$141,982
+HK$7,109/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$269,746/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,191
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$138,365
−HK$4,241/mo
Today · 4.125%
HK$142,606
baseline
▲ 0.50% · 4.625%
HK$151,283
+HK$8,677/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$285,212/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,286
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$153,290
−HK$4,062/mo
Today · 4.125%
HK$157,352
baseline
▲ 0.50% · 4.625%
HK$165,646
+HK$8,294/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$314,704/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,532
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$177,898
−HK$5,453/mo
Today · 4.125%
HK$183,351
baseline
▲ 0.50% · 4.625%
HK$194,507
+HK$11,156/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$366,702/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,940
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$197,087
−HK$5,222/mo
Today · 4.125%
HK$202,309
baseline
▲ 0.50% · 4.625%
HK$212,974
+HK$10,665/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$404,618/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,493 · Scale 2, in force from 26 Feb 2026)