LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,855
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,837
−HK$3,029/mo
Today · 4.125%
HK$101,866
baseline
▲ 0.50% · 4.625%
HK$108,064
+HK$6,198/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$203,732/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,638
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,498
−HK$2,901/mo
Today · 4.125%
HK$112,399
baseline
▲ 0.50% · 4.625%
HK$118,324
+HK$5,925/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$224,798/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,026
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,604
−HK$3,635/mo
Today · 4.125%
HK$122,239
baseline
▲ 0.50% · 4.625%
HK$129,677
+HK$7,438/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$244,478/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,965
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,397
−HK$3,482/mo
Today · 4.125%
HK$134,879
baseline
▲ 0.50% · 4.625%
HK$141,989
+HK$7,110/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$269,758/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,197
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$138,372
−HK$4,241/mo
Today · 4.125%
HK$142,613
baseline
▲ 0.50% · 4.625%
HK$151,290
+HK$8,677/mo
Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$285,226/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,293
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$153,297
−HK$4,062/mo
Today · 4.125%
HK$157,359
baseline
▲ 0.50% · 4.625%
HK$165,653
+HK$8,294/mo
Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$314,718/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,539
−HK$10,820/mo
▼ 0.25% · 3.875%
HK$177,906
−HK$5,453/mo
Today · 4.125%
HK$183,359
baseline
▲ 0.50% · 4.625%
HK$194,516
+HK$11,157/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$366,718/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,948
−HK$10,371/mo
▼ 0.25% · 3.875%
HK$197,096
−HK$5,223/mo
Today · 4.125%
HK$202,319
baseline
▲ 0.50% · 4.625%
HK$212,983
+HK$10,664/mo
Deposit HK$4.20M · loan HK$37.83M · min. income ≈ HK$404,638/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,573 · Scale 2, in force from 26 Feb 2026)