LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,883
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,866
−HK$3,030/mo
Today · 4.125%
HK$101,896
baseline
▲ 0.50% · 4.625%
HK$108,096
+HK$6,200/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$203,792/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,669
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,530
−HK$2,902/mo
Today · 4.125%
HK$112,432
baseline
▲ 0.50% · 4.625%
HK$118,358
+HK$5,926/mo
Deposit HK$21.02M · loan HK$21.02M · min. income ≈ HK$224,864/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,060
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,639
−HK$3,636/mo
Today · 4.125%
HK$122,275
baseline
▲ 0.50% · 4.625%
HK$129,715
+HK$7,440/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$244,550/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,003
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$131,436
−HK$3,482/mo
Today · 4.125%
HK$134,918
baseline
▲ 0.50% · 4.625%
HK$142,030
+HK$7,112/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$269,836/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,236
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$138,412
−HK$4,242/mo
Today · 4.125%
HK$142,654
baseline
▲ 0.50% · 4.625%
HK$151,334
+HK$8,680/mo
Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$285,308/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,336
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,342
−HK$4,063/mo
Today · 4.125%
HK$157,405
baseline
▲ 0.50% · 4.625%
HK$165,702
+HK$8,297/mo
Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$314,810/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,589
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$177,958
−HK$5,454/mo
Today · 4.125%
HK$183,412
baseline
▲ 0.50% · 4.625%
HK$194,573
+HK$11,161/mo
Deposit HK$4.20M · loan HK$37.84M · min. income ≈ HK$366,824/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,004
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$197,153
−HK$5,224/mo
Today · 4.125%
HK$202,377
baseline
▲ 0.50% · 4.625%
HK$213,045
+HK$10,668/mo
Deposit HK$4.20M · loan HK$37.84M · min. income ≈ HK$404,754/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,093 · Scale 2, in force from 26 Feb 2026)