LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,589
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,887
−HK$303/mo
Today · 4.125%
HK$10,190
baseline
▲ 0.50% · 4.625%
HK$10,810
+HK$620/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,380/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,667
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,954
−HK$290/mo
Today · 4.125%
HK$11,244
baseline
▲ 0.50% · 4.625%
HK$11,836
+HK$592/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,488/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,507
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,864
−HK$364/mo
Today · 4.125%
HK$12,228
baseline
▲ 0.50% · 4.625%
HK$12,972
+HK$744/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,456/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,801
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,144
−HK$348/mo
Today · 4.125%
HK$13,492
baseline
▲ 0.50% · 4.625%
HK$14,204
+HK$712/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,984/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,424
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,842
−HK$424/mo
Today · 4.125%
HK$14,266
baseline
▲ 0.50% · 4.625%
HK$15,134
+HK$868/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,532/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,934
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,335
−HK$406/mo
Today · 4.125%
HK$15,741
baseline
▲ 0.50% · 4.625%
HK$16,571
+HK$830/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,482/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,260
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,797
−HK$545/mo
Today · 4.125%
HK$18,342
baseline
▲ 0.50% · 4.625%
HK$19,458
+HK$1,116/mo
Deposit HK$421K · loan HK$3.78M · min. income ≈ HK$36,684/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,201
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,716
−HK$523/mo
Today · 4.125%
HK$20,239
baseline
▲ 0.50% · 4.625%
HK$21,306
+HK$1,067/mo
Deposit HK$421K · loan HK$3.78M · min. income ≈ HK$40,478/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,126 · Scale 2, in force from 26 Feb 2026)