LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,889
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,871
−HK$3,031/mo
Today · 4.125%
HK$101,902
baseline
▲ 0.50% · 4.625%
HK$108,102
+HK$6,200/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,804/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,675
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,536
−HK$2,902/mo
Today · 4.125%
HK$112,438
baseline
▲ 0.50% · 4.625%
HK$118,365
+HK$5,927/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,876/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,066
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,646
−HK$3,636/mo
Today · 4.125%
HK$122,282
baseline
▲ 0.50% · 4.625%
HK$129,723
+HK$7,441/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$244,564/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,010
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,443
−HK$3,483/mo
Today · 4.125%
HK$134,926
baseline
▲ 0.50% · 4.625%
HK$142,038
+HK$7,112/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$269,852/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,244
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$138,420
−HK$4,242/mo
Today · 4.125%
HK$142,662
baseline
▲ 0.50% · 4.625%
HK$151,343
+HK$8,681/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,324/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,345
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,351
−HK$4,063/mo
Today · 4.125%
HK$157,414
baseline
▲ 0.50% · 4.625%
HK$165,711
+HK$8,297/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,828/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,600
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$177,968
−HK$5,455/mo
Today · 4.125%
HK$183,423
baseline
▲ 0.50% · 4.625%
HK$194,584
+HK$11,161/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$366,846/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,015
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$197,165
−HK$5,224/mo
Today · 4.125%
HK$202,389
baseline
▲ 0.50% · 4.625%
HK$213,057
+HK$10,668/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$404,778/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,197 · Scale 2, in force from 26 Feb 2026)