LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,889
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,872
−HK$3,030/mo
Today · 4.125%
HK$101,902
baseline
▲ 0.50% · 4.625%
HK$108,103
+HK$6,201/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,804/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,676
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,537
−HK$2,902/mo
Today · 4.125%
HK$112,439
baseline
▲ 0.50% · 4.625%
HK$118,366
+HK$5,927/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,878/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,067
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,646
−HK$3,637/mo
Today · 4.125%
HK$122,283
baseline
▲ 0.50% · 4.625%
HK$129,724
+HK$7,441/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$244,566/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,011
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,444
−HK$3,483/mo
Today · 4.125%
HK$134,927
baseline
▲ 0.50% · 4.625%
HK$142,039
+HK$7,112/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$269,854/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,245
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$138,421
−HK$4,242/mo
Today · 4.125%
HK$142,663
baseline
▲ 0.50% · 4.625%
HK$151,344
+HK$8,681/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,326/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,346
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,352
−HK$4,063/mo
Today · 4.125%
HK$157,415
baseline
▲ 0.50% · 4.625%
HK$165,713
+HK$8,298/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,830/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,601
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$177,970
−HK$5,454/mo
Today · 4.125%
HK$183,424
baseline
▲ 0.50% · 4.625%
HK$194,585
+HK$11,161/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$366,848/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,017
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$197,166
−HK$5,225/mo
Today · 4.125%
HK$202,391
baseline
▲ 0.50% · 4.625%
HK$213,059
+HK$10,668/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$404,782/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,211 · Scale 2, in force from 26 Feb 2026)