LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,897
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,880
−HK$3,031/mo
Today · 4.125%
HK$101,911
baseline
▲ 0.50% · 4.625%
HK$108,112
+HK$6,201/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,822/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,685
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,546
−HK$2,903/mo
Today · 4.125%
HK$112,449
baseline
▲ 0.50% · 4.625%
HK$118,376
+HK$5,927/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,898/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,077
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,656
−HK$3,637/mo
Today · 4.125%
HK$122,293
baseline
▲ 0.50% · 4.625%
HK$129,735
+HK$7,442/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$244,586/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,022
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,455
−HK$3,484/mo
Today · 4.125%
HK$134,939
baseline
▲ 0.50% · 4.625%
HK$142,051
+HK$7,112/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$269,878/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,256
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,433
−HK$4,243/mo
Today · 4.125%
HK$142,676
baseline
▲ 0.50% · 4.625%
HK$151,357
+HK$8,681/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,352/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,359
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,365
−HK$4,063/mo
Today · 4.125%
HK$157,428
baseline
▲ 0.50% · 4.625%
HK$165,727
+HK$8,299/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,856/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,615
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$177,985
−HK$5,455/mo
Today · 4.125%
HK$183,440
baseline
▲ 0.50% · 4.625%
HK$194,602
+HK$11,162/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$366,880/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,033
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$197,183
−HK$5,225/mo
Today · 4.125%
HK$202,408
baseline
▲ 0.50% · 4.625%
HK$213,077
+HK$10,669/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$404,816/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,362 · Scale 2, in force from 26 Feb 2026)