LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,900
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,883
−HK$3,031/mo
Today · 4.125%
HK$101,914
baseline
▲ 0.50% · 4.625%
HK$108,115
+HK$6,201/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,828/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,688
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,549
−HK$2,903/mo
Today · 4.125%
HK$112,452
baseline
▲ 0.50% · 4.625%
HK$118,379
+HK$5,927/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,904/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,080
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,659
−HK$3,637/mo
Today · 4.125%
HK$122,296
baseline
▲ 0.50% · 4.625%
HK$129,738
+HK$7,442/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$244,592/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,025
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,459
−HK$3,483/mo
Today · 4.125%
HK$134,942
baseline
▲ 0.50% · 4.625%
HK$142,055
+HK$7,113/mo
Deposit HK$16.82M · loan HK$25.23M · min. income ≈ HK$269,884/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,260
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$138,436
−HK$4,243/mo
Today · 4.125%
HK$142,679
baseline
▲ 0.50% · 4.625%
HK$151,361
+HK$8,682/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,358/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,363
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,368
−HK$4,064/mo
Today · 4.125%
HK$157,432
baseline
▲ 0.50% · 4.625%
HK$165,731
+HK$8,299/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,864/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,620
−HK$10,824/mo
▼ 0.25% · 3.875%
HK$177,989
−HK$5,455/mo
Today · 4.125%
HK$183,444
baseline
▲ 0.50% · 4.625%
HK$194,606
+HK$11,162/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$366,888/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,038
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$197,188
−HK$5,225/mo
Today · 4.125%
HK$202,413
baseline
▲ 0.50% · 4.625%
HK$213,082
+HK$10,669/mo
Deposit HK$4.21M · loan HK$37.85M · min. income ≈ HK$404,826/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,405 · Scale 2, in force from 26 Feb 2026)