LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,591
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,889
−HK$303/mo
Today · 4.125%
HK$10,192
baseline
▲ 0.50% · 4.625%
HK$10,812
+HK$620/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,384/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,669
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,955
−HK$291/mo
Today · 4.125%
HK$11,246
baseline
▲ 0.50% · 4.625%
HK$11,839
+HK$593/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,492/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,509
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,867
−HK$363/mo
Today · 4.125%
HK$12,230
baseline
▲ 0.50% · 4.625%
HK$12,974
+HK$744/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,460/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,803
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,147
−HK$348/mo
Today · 4.125%
HK$13,495
baseline
▲ 0.50% · 4.625%
HK$14,206
+HK$711/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,990/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,427
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,844
−HK$425/mo
Today · 4.125%
HK$14,269
baseline
▲ 0.50% · 4.625%
HK$15,137
+HK$868/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,538/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,937
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,338
−HK$406/mo
Today · 4.125%
HK$15,744
baseline
▲ 0.50% · 4.625%
HK$16,574
+HK$830/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,488/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,263
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,800
−HK$545/mo
Today · 4.125%
HK$18,345
baseline
▲ 0.50% · 4.625%
HK$19,462
+HK$1,117/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,690/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,205
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,720
−HK$522/mo
Today · 4.125%
HK$20,242
baseline
▲ 0.50% · 4.625%
HK$21,309
+HK$1,067/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,484/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,279 · Scale 2, in force from 26 Feb 2026)