LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,913
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,897
−HK$3,031/mo
Today · 4.125%
HK$101,928
baseline
▲ 0.50% · 4.625%
HK$108,130
+HK$6,202/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,856/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,703
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,564
−HK$2,903/mo
Today · 4.125%
HK$112,467
baseline
▲ 0.50% · 4.625%
HK$118,396
+HK$5,929/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,934/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,096
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,676
−HK$3,637/mo
Today · 4.125%
HK$122,313
baseline
▲ 0.50% · 4.625%
HK$129,756
+HK$7,443/mo
Deposit HK$16.82M · loan HK$25.24M · min. income ≈ HK$244,626/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,043
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,477
−HK$3,484/mo
Today · 4.125%
HK$134,961
baseline
▲ 0.50% · 4.625%
HK$142,075
+HK$7,114/mo
Deposit HK$16.82M · loan HK$25.24M · min. income ≈ HK$269,922/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,279
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,455
−HK$4,244/mo
Today · 4.125%
HK$142,699
baseline
▲ 0.50% · 4.625%
HK$151,382
+HK$8,683/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,398/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,384
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$153,390
−HK$4,064/mo
Today · 4.125%
HK$157,454
baseline
▲ 0.50% · 4.625%
HK$165,754
+HK$8,300/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,908/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,644
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$178,014
−HK$5,456/mo
Today · 4.125%
HK$183,470
baseline
▲ 0.50% · 4.625%
HK$194,634
+HK$11,164/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$366,940/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,065
−HK$10,376/mo
▼ 0.25% · 3.875%
HK$197,216
−HK$5,225/mo
Today · 4.125%
HK$202,441
baseline
▲ 0.50% · 4.625%
HK$213,112
+HK$10,671/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$404,882/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,656 · Scale 2, in force from 26 Feb 2026)