LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,915
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,898
−HK$3,031/mo
Today · 4.125%
HK$101,929
baseline
▲ 0.50% · 4.625%
HK$108,132
+HK$6,203/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,858/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,704
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,566
−HK$2,903/mo
Today · 4.125%
HK$112,469
baseline
▲ 0.50% · 4.625%
HK$118,397
+HK$5,928/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,938/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,098
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,678
−HK$3,637/mo
Today · 4.125%
HK$122,315
baseline
▲ 0.50% · 4.625%
HK$129,758
+HK$7,443/mo
Deposit HK$16.83M · loan HK$25.24M · min. income ≈ HK$244,630/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,045
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,479
−HK$3,484/mo
Today · 4.125%
HK$134,963
baseline
▲ 0.50% · 4.625%
HK$142,077
+HK$7,114/mo
Deposit HK$16.83M · loan HK$25.24M · min. income ≈ HK$269,926/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,281
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,458
−HK$4,243/mo
Today · 4.125%
HK$142,701
baseline
▲ 0.50% · 4.625%
HK$151,384
+HK$8,683/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$285,402/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,386
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$153,392
−HK$4,065/mo
Today · 4.125%
HK$157,457
baseline
▲ 0.50% · 4.625%
HK$165,756
+HK$8,299/mo
Deposit HK$12.62M · loan HK$29.44M · min. income ≈ HK$314,914/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,647
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$178,017
−HK$5,456/mo
Today · 4.125%
HK$183,473
baseline
▲ 0.50% · 4.625%
HK$194,637
+HK$11,164/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$366,946/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,068
−HK$10,376/mo
▼ 0.25% · 3.875%
HK$197,219
−HK$5,225/mo
Today · 4.125%
HK$202,444
baseline
▲ 0.50% · 4.625%
HK$213,115
+HK$10,671/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$404,888/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,684 · Scale 2, in force from 26 Feb 2026)