LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,930
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,914
−HK$3,031/mo
Today · 4.125%
HK$101,945
baseline
▲ 0.50% · 4.625%
HK$108,149
+HK$6,204/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$203,890/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,721
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,583
−HK$2,904/mo
Today · 4.125%
HK$112,487
baseline
▲ 0.50% · 4.625%
HK$118,416
+HK$5,929/mo
Deposit HK$21.03M · loan HK$21.03M · min. income ≈ HK$224,974/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,116
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,696
−HK$3,638/mo
Today · 4.125%
HK$122,334
baseline
▲ 0.50% · 4.625%
HK$129,778
+HK$7,444/mo
Deposit HK$16.83M · loan HK$25.24M · min. income ≈ HK$244,668/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,065
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,500
−HK$3,484/mo
Today · 4.125%
HK$134,984
baseline
▲ 0.50% · 4.625%
HK$142,099
+HK$7,115/mo
Deposit HK$16.83M · loan HK$25.24M · min. income ≈ HK$269,968/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,302
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$138,479
−HK$4,245/mo
Today · 4.125%
HK$142,724
baseline
▲ 0.50% · 4.625%
HK$151,408
+HK$8,684/mo
Deposit HK$12.62M · loan HK$29.45M · min. income ≈ HK$285,448/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,409
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$153,416
−HK$4,065/mo
Today · 4.125%
HK$157,481
baseline
▲ 0.50% · 4.625%
HK$165,782
+HK$8,301/mo
Deposit HK$12.62M · loan HK$29.45M · min. income ≈ HK$314,962/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,674
−HK$10,828/mo
▼ 0.25% · 3.875%
HK$178,045
−HK$5,457/mo
Today · 4.125%
HK$183,502
baseline
▲ 0.50% · 4.625%
HK$194,667
+HK$11,165/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$367,004/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,098
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$197,250
−HK$5,226/mo
Today · 4.125%
HK$202,476
baseline
▲ 0.50% · 4.625%
HK$213,149
+HK$10,673/mo
Deposit HK$4.21M · loan HK$37.86M · min. income ≈ HK$404,952/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,787,964 · Scale 2, in force from 26 Feb 2026)