LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,593
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,892
−HK$303/mo
Today · 4.125%
HK$10,195
baseline
▲ 0.50% · 4.625%
HK$10,815
+HK$620/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,390/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,673
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,959
−HK$290/mo
Today · 4.125%
HK$11,249
baseline
▲ 0.50% · 4.625%
HK$11,842
+HK$593/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,498/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,512
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,870
−HK$364/mo
Today · 4.125%
HK$12,234
baseline
▲ 0.50% · 4.625%
HK$12,978
+HK$744/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,468/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,807
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,151
−HK$348/mo
Today · 4.125%
HK$13,499
baseline
▲ 0.50% · 4.625%
HK$14,211
+HK$712/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,998/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,431
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,849
−HK$424/mo
Today · 4.125%
HK$14,273
baseline
▲ 0.50% · 4.625%
HK$15,141
+HK$868/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,546/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,942
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,342
−HK$407/mo
Today · 4.125%
HK$15,749
baseline
▲ 0.50% · 4.625%
HK$16,579
+HK$830/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,498/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,268
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,805
−HK$546/mo
Today · 4.125%
HK$18,351
baseline
▲ 0.50% · 4.625%
HK$19,468
+HK$1,117/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,702/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,211
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$522/mo
Today · 4.125%
HK$20,248
baseline
▲ 0.50% · 4.625%
HK$21,316
+HK$1,068/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,496/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$41,532 · Scale 2, in force from 26 Feb 2026)