LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,944
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,928
−HK$3,032/mo
Today · 4.125%
HK$101,960
baseline
▲ 0.50% · 4.625%
HK$108,164
+HK$6,204/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$203,920/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,736
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,599
−HK$2,904/mo
Today · 4.125%
HK$112,503
baseline
▲ 0.50% · 4.625%
HK$118,433
+HK$5,930/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$225,006/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,132
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$118,714
−HK$3,638/mo
Today · 4.125%
HK$122,352
baseline
▲ 0.50% · 4.625%
HK$129,797
+HK$7,445/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$244,704/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,084
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$131,519
−HK$3,485/mo
Today · 4.125%
HK$135,004
baseline
▲ 0.50% · 4.625%
HK$142,120
+HK$7,116/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$270,008/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,321
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,499
−HK$4,245/mo
Today · 4.125%
HK$142,744
baseline
▲ 0.50% · 4.625%
HK$151,430
+HK$8,686/mo
Deposit HK$12.62M · loan HK$29.45M · min. income ≈ HK$285,488/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,431
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$153,439
−HK$4,065/mo
Today · 4.125%
HK$157,504
baseline
▲ 0.50% · 4.625%
HK$165,806
+HK$8,302/mo
Deposit HK$12.62M · loan HK$29.45M · min. income ≈ HK$315,008/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,699
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$178,070
−HK$5,458/mo
Today · 4.125%
HK$183,528
baseline
▲ 0.50% · 4.625%
HK$194,696
+HK$11,168/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$367,056/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,125
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$197,278
−HK$5,227/mo
Today · 4.125%
HK$202,505
baseline
▲ 0.50% · 4.625%
HK$213,180
+HK$10,675/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$405,010/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,222 · Scale 2, in force from 26 Feb 2026)