LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,955
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,940
−HK$3,032/mo
Today · 4.125%
HK$101,972
baseline
▲ 0.50% · 4.625%
HK$108,177
+HK$6,205/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$203,944/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,749
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,612
−HK$2,904/mo
Today · 4.125%
HK$112,516
baseline
▲ 0.50% · 4.625%
HK$118,447
+HK$5,931/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$225,032/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,146
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,728
−HK$3,639/mo
Today · 4.125%
HK$122,367
baseline
▲ 0.50% · 4.625%
HK$129,813
+HK$7,446/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$244,734/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,099
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,534
−HK$3,486/mo
Today · 4.125%
HK$135,020
baseline
▲ 0.50% · 4.625%
HK$142,137
+HK$7,117/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$270,040/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,337
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$138,516
−HK$4,245/mo
Today · 4.125%
HK$142,761
baseline
▲ 0.50% · 4.625%
HK$151,448
+HK$8,687/mo
Deposit HK$12.62M · loan HK$29.46M · min. income ≈ HK$285,522/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,449
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$153,457
−HK$4,066/mo
Today · 4.125%
HK$157,523
baseline
▲ 0.50% · 4.625%
HK$165,826
+HK$8,303/mo
Deposit HK$12.62M · loan HK$29.46M · min. income ≈ HK$315,046/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,719
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$178,092
−HK$5,458/mo
Today · 4.125%
HK$183,550
baseline
▲ 0.50% · 4.625%
HK$194,719
+HK$11,169/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$367,100/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,148
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$197,302
−HK$5,228/mo
Today · 4.125%
HK$202,530
baseline
▲ 0.50% · 4.625%
HK$213,205
+HK$10,675/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$405,060/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,436 · Scale 2, in force from 26 Feb 2026)