LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,960
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,945
−HK$3,032/mo
Today · 4.125%
HK$101,977
baseline
▲ 0.50% · 4.625%
HK$108,182
+HK$6,205/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$203,954/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,754
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,617
−HK$2,905/mo
Today · 4.125%
HK$112,522
baseline
▲ 0.50% · 4.625%
HK$118,453
+HK$5,931/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$225,044/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,152
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,733
−HK$3,640/mo
Today · 4.125%
HK$122,373
baseline
▲ 0.50% · 4.625%
HK$129,819
+HK$7,446/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$244,746/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,105
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,541
−HK$3,485/mo
Today · 4.125%
HK$135,026
baseline
▲ 0.50% · 4.625%
HK$142,144
+HK$7,118/mo
Deposit HK$16.83M · loan HK$25.25M · min. income ≈ HK$270,052/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,344
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$138,522
−HK$4,246/mo
Today · 4.125%
HK$142,768
baseline
▲ 0.50% · 4.625%
HK$151,455
+HK$8,687/mo
Deposit HK$12.62M · loan HK$29.46M · min. income ≈ HK$285,536/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,456
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$153,464
−HK$4,066/mo
Today · 4.125%
HK$157,530
baseline
▲ 0.50% · 4.625%
HK$165,834
+HK$8,304/mo
Deposit HK$12.62M · loan HK$29.46M · min. income ≈ HK$315,060/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,727
−HK$10,832/mo
▼ 0.25% · 3.875%
HK$178,100
−HK$5,459/mo
Today · 4.125%
HK$183,559
baseline
▲ 0.50% · 4.625%
HK$194,728
+HK$11,169/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$367,118/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,157
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$197,311
−HK$5,228/mo
Today · 4.125%
HK$202,539
baseline
▲ 0.50% · 4.625%
HK$213,215
+HK$10,676/mo
Deposit HK$4.21M · loan HK$37.87M · min. income ≈ HK$405,078/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,521 · Scale 2, in force from 26 Feb 2026)