LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,972
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,957
−HK$3,033/mo
Today · 4.125%
HK$101,990
baseline
▲ 0.50% · 4.625%
HK$108,196
+HK$6,206/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$203,980/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,768
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,632
−HK$2,904/mo
Today · 4.125%
HK$112,536
baseline
▲ 0.50% · 4.625%
HK$118,468
+HK$5,932/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$225,072/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,167
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$118,749
−HK$3,640/mo
Today · 4.125%
HK$122,389
baseline
▲ 0.50% · 4.625%
HK$129,836
+HK$7,447/mo
Deposit HK$16.84M · loan HK$25.25M · min. income ≈ HK$244,778/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,122
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$131,558
−HK$3,486/mo
Today · 4.125%
HK$135,044
baseline
▲ 0.50% · 4.625%
HK$142,162
+HK$7,118/mo
Deposit HK$16.84M · loan HK$25.25M · min. income ≈ HK$270,088/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,361
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$138,540
−HK$4,247/mo
Today · 4.125%
HK$142,787
baseline
▲ 0.50% · 4.625%
HK$151,475
+HK$8,688/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$285,574/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,475
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,484
−HK$4,067/mo
Today · 4.125%
HK$157,551
baseline
▲ 0.50% · 4.625%
HK$165,856
+HK$8,305/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$315,102/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,750
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$178,123
−HK$5,460/mo
Today · 4.125%
HK$183,583
baseline
▲ 0.50% · 4.625%
HK$194,753
+HK$11,170/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$367,166/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,182
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$197,337
−HK$5,229/mo
Today · 4.125%
HK$202,566
baseline
▲ 0.50% · 4.625%
HK$213,243
+HK$10,677/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$405,132/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,754 · Scale 2, in force from 26 Feb 2026)