LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,975
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,961
−HK$3,033/mo
Today · 4.125%
HK$101,994
baseline
▲ 0.50% · 4.625%
HK$108,200
+HK$6,206/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$203,988/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,772
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,635
−HK$2,905/mo
Today · 4.125%
HK$112,540
baseline
▲ 0.50% · 4.625%
HK$118,472
+HK$5,932/mo
Deposit HK$21.04M · loan HK$21.04M · min. income ≈ HK$225,080/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,171
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$118,753
−HK$3,640/mo
Today · 4.125%
HK$122,393
baseline
▲ 0.50% · 4.625%
HK$129,840
+HK$7,447/mo
Deposit HK$16.84M · loan HK$25.25M · min. income ≈ HK$244,786/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,126
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$131,562
−HK$3,486/mo
Today · 4.125%
HK$135,048
baseline
▲ 0.50% · 4.625%
HK$142,167
+HK$7,119/mo
Deposit HK$16.84M · loan HK$25.25M · min. income ≈ HK$270,096/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,366
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$138,545
−HK$4,247/mo
Today · 4.125%
HK$142,792
baseline
▲ 0.50% · 4.625%
HK$151,480
+HK$8,688/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$285,584/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,480
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,489
−HK$4,067/mo
Today · 4.125%
HK$157,556
baseline
▲ 0.50% · 4.625%
HK$165,861
+HK$8,305/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$315,112/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,756
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$178,130
−HK$5,459/mo
Today · 4.125%
HK$183,589
baseline
▲ 0.50% · 4.625%
HK$194,760
+HK$11,171/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$367,178/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,189
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$197,344
−HK$5,229/mo
Today · 4.125%
HK$202,573
baseline
▲ 0.50% · 4.625%
HK$213,250
+HK$10,677/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$405,146/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,816 · Scale 2, in force from 26 Feb 2026)