LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,980
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,966
−HK$3,033/mo
Today · 4.125%
HK$101,999
baseline
▲ 0.50% · 4.625%
HK$108,205
+HK$6,206/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$203,998/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,777
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,641
−HK$2,905/mo
Today · 4.125%
HK$112,546
baseline
▲ 0.50% · 4.625%
HK$118,478
+HK$5,932/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,092/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,176
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,759
−HK$3,640/mo
Today · 4.125%
HK$122,399
baseline
▲ 0.50% · 4.625%
HK$129,846
+HK$7,447/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,798/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,132
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,569
−HK$3,486/mo
Today · 4.125%
HK$135,055
baseline
▲ 0.50% · 4.625%
HK$142,174
+HK$7,119/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,110/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,372
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,552
−HK$4,247/mo
Today · 4.125%
HK$142,799
baseline
▲ 0.50% · 4.625%
HK$151,488
+HK$8,689/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$285,598/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,488
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,497
−HK$4,067/mo
Today · 4.125%
HK$157,564
baseline
▲ 0.50% · 4.625%
HK$165,870
+HK$8,306/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$315,128/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,764
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$178,138
−HK$5,460/mo
Today · 4.125%
HK$183,598
baseline
▲ 0.50% · 4.625%
HK$194,770
+HK$11,172/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$367,196/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,199
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$197,353
−HK$5,230/mo
Today · 4.125%
HK$202,583
baseline
▲ 0.50% · 4.625%
HK$213,261
+HK$10,678/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$405,166/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,904 · Scale 2, in force from 26 Feb 2026)