LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,982
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,967
−HK$3,033/mo
Today · 4.125%
HK$102,000
baseline
▲ 0.50% · 4.625%
HK$108,207
+HK$6,207/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,000/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,779
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,642
−HK$2,905/mo
Today · 4.125%
HK$112,547
baseline
▲ 0.50% · 4.625%
HK$118,480
+HK$5,933/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,094/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,178
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,761
−HK$3,640/mo
Today · 4.125%
HK$122,401
baseline
▲ 0.50% · 4.625%
HK$129,848
+HK$7,447/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,802/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,134
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,571
−HK$3,486/mo
Today · 4.125%
HK$135,057
baseline
▲ 0.50% · 4.625%
HK$142,176
+HK$7,119/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,114/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,374
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,554
−HK$4,247/mo
Today · 4.125%
HK$142,801
baseline
▲ 0.50% · 4.625%
HK$151,490
+HK$8,689/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$285,602/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,490
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,499
−HK$4,067/mo
Today · 4.125%
HK$157,566
baseline
▲ 0.50% · 4.625%
HK$165,872
+HK$8,306/mo
Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$315,132/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,767
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$178,141
−HK$5,460/mo
Today · 4.125%
HK$183,601
baseline
▲ 0.50% · 4.625%
HK$194,772
+HK$11,171/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$367,202/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,201
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$197,356
−HK$5,229/mo
Today · 4.125%
HK$202,585
baseline
▲ 0.50% · 4.625%
HK$213,264
+HK$10,679/mo
Deposit HK$4.21M · loan HK$37.88M · min. income ≈ HK$405,170/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,788,929 · Scale 2, in force from 26 Feb 2026)