LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,004
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,990
−HK$3,034/mo
Today · 4.125%
HK$102,024
baseline
▲ 0.50% · 4.625%
HK$108,232
+HK$6,208/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,048/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,803
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,667
−HK$2,906/mo
Today · 4.125%
HK$112,573
baseline
▲ 0.50% · 4.625%
HK$118,507
+HK$5,934/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,146/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,204
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,788
−HK$3,641/mo
Today · 4.125%
HK$122,429
baseline
▲ 0.50% · 4.625%
HK$129,878
+HK$7,449/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,858/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,164
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,601
−HK$3,487/mo
Today · 4.125%
HK$135,088
baseline
▲ 0.50% · 4.625%
HK$142,209
+HK$7,121/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,176/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,405
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,586
−HK$4,247/mo
Today · 4.125%
HK$142,833
baseline
▲ 0.50% · 4.625%
HK$151,524
+HK$8,691/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$285,666/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,524
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,534
−HK$4,069/mo
Today · 4.125%
HK$157,603
baseline
▲ 0.50% · 4.625%
HK$165,910
+HK$8,307/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$315,206/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,806
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,182
−HK$5,461/mo
Today · 4.125%
HK$183,643
baseline
▲ 0.50% · 4.625%
HK$194,817
+HK$11,174/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$367,286/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,245
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,401
−HK$5,231/mo
Today · 4.125%
HK$202,632
baseline
▲ 0.50% · 4.625%
HK$213,313
+HK$10,681/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$405,264/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,340 · Scale 2, in force from 26 Feb 2026)