LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,005
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,991
−HK$3,034/mo
Today · 4.125%
HK$102,025
baseline
▲ 0.50% · 4.625%
HK$108,233
+HK$6,208/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,050/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,804
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,668
−HK$2,906/mo
Today · 4.125%
HK$112,574
baseline
▲ 0.50% · 4.625%
HK$118,508
+HK$5,934/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,148/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,205
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,789
−HK$3,641/mo
Today · 4.125%
HK$122,430
baseline
▲ 0.50% · 4.625%
HK$129,879
+HK$7,449/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,860/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,165
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,602
−HK$3,487/mo
Today · 4.125%
HK$135,089
baseline
▲ 0.50% · 4.625%
HK$142,210
+HK$7,121/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,178/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,406
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,587
−HK$4,248/mo
Today · 4.125%
HK$142,835
baseline
▲ 0.50% · 4.625%
HK$151,526
+HK$8,691/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$285,670/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,526
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$153,536
−HK$4,068/mo
Today · 4.125%
HK$157,604
baseline
▲ 0.50% · 4.625%
HK$165,912
+HK$8,308/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$315,208/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,808
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,183
−HK$5,462/mo
Today · 4.125%
HK$183,645
baseline
▲ 0.50% · 4.625%
HK$194,819
+HK$11,174/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$367,290/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,247
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,403
−HK$5,231/mo
Today · 4.125%
HK$202,634
baseline
▲ 0.50% · 4.625%
HK$213,315
+HK$10,681/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$405,268/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,357 · Scale 2, in force from 26 Feb 2026)