LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,010
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$98,997
−HK$3,034/mo
Today · 4.125%
HK$102,031
baseline
▲ 0.50% · 4.625%
HK$108,239
+HK$6,208/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,062/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,811
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,675
−HK$2,906/mo
Today · 4.125%
HK$112,581
baseline
▲ 0.50% · 4.625%
HK$118,516
+HK$5,935/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,162/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,212
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,796
−HK$3,641/mo
Today · 4.125%
HK$122,437
baseline
▲ 0.50% · 4.625%
HK$129,887
+HK$7,450/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,874/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,173
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,610
−HK$3,487/mo
Today · 4.125%
HK$135,097
baseline
▲ 0.50% · 4.625%
HK$142,219
+HK$7,122/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,194/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,415
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,596
−HK$4,248/mo
Today · 4.125%
HK$142,844
baseline
▲ 0.50% · 4.625%
HK$151,535
+HK$8,691/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$285,688/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,535
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,545
−HK$4,069/mo
Today · 4.125%
HK$157,614
baseline
▲ 0.50% · 4.625%
HK$165,922
+HK$8,308/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$315,228/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,819
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,194
−HK$5,462/mo
Today · 4.125%
HK$183,656
baseline
▲ 0.50% · 4.625%
HK$194,831
+HK$11,175/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$367,312/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,259
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,415
−HK$5,231/mo
Today · 4.125%
HK$202,646
baseline
▲ 0.50% · 4.625%
HK$213,328
+HK$10,682/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$405,292/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,466 · Scale 2, in force from 26 Feb 2026)