LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,011
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,997
−HK$3,034/mo
Today · 4.125%
HK$102,031
baseline
▲ 0.50% · 4.625%
HK$108,240
+HK$6,209/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,062/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,811
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$109,675
−HK$2,907/mo
Today · 4.125%
HK$112,582
baseline
▲ 0.50% · 4.625%
HK$118,516
+HK$5,934/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,164/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,213
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,797
−HK$3,641/mo
Today · 4.125%
HK$122,438
baseline
▲ 0.50% · 4.625%
HK$129,888
+HK$7,450/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,876/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,173
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,611
−HK$3,487/mo
Today · 4.125%
HK$135,098
baseline
▲ 0.50% · 4.625%
HK$142,219
+HK$7,121/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,196/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,415
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,596
−HK$4,248/mo
Today · 4.125%
HK$142,844
baseline
▲ 0.50% · 4.625%
HK$151,536
+HK$8,692/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$285,688/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,535
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,546
−HK$4,068/mo
Today · 4.125%
HK$157,614
baseline
▲ 0.50% · 4.625%
HK$165,922
+HK$8,308/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$315,228/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,819
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,195
−HK$5,461/mo
Today · 4.125%
HK$183,656
baseline
▲ 0.50% · 4.625%
HK$194,832
+HK$11,176/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$367,312/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,260
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,416
−HK$5,231/mo
Today · 4.125%
HK$202,647
baseline
▲ 0.50% · 4.625%
HK$213,329
+HK$10,682/mo
Deposit HK$4.21M · loan HK$37.89M · min. income ≈ HK$405,294/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,471 · Scale 2, in force from 26 Feb 2026)