LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,015
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$99,001
−HK$3,035/mo
Today · 4.125%
HK$102,036
baseline
▲ 0.50% · 4.625%
HK$108,244
+HK$6,208/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$204,072/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,815
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$109,680
−HK$2,906/mo
Today · 4.125%
HK$112,586
baseline
▲ 0.50% · 4.625%
HK$118,521
+HK$5,935/mo
Deposit HK$21.05M · loan HK$21.05M · min. income ≈ HK$225,172/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,218
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,802
−HK$3,641/mo
Today · 4.125%
HK$122,443
baseline
▲ 0.50% · 4.625%
HK$129,893
+HK$7,450/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$244,886/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,179
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,616
−HK$3,488/mo
Today · 4.125%
HK$135,104
baseline
▲ 0.50% · 4.625%
HK$142,225
+HK$7,121/mo
Deposit HK$16.84M · loan HK$25.26M · min. income ≈ HK$270,208/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,421
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,602
−HK$4,248/mo
Today · 4.125%
HK$142,850
baseline
▲ 0.50% · 4.625%
HK$151,542
+HK$8,692/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$285,700/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,542
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,552
−HK$4,069/mo
Today · 4.125%
HK$157,621
baseline
▲ 0.50% · 4.625%
HK$165,929
+HK$8,308/mo
Deposit HK$12.63M · loan HK$29.47M · min. income ≈ HK$315,242/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,827
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,202
−HK$5,462/mo
Today · 4.125%
HK$183,664
baseline
▲ 0.50% · 4.625%
HK$194,840
+HK$11,176/mo
Deposit HK$4.21M · loan HK$37.90M · min. income ≈ HK$367,328/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,268
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,424
−HK$5,231/mo
Today · 4.125%
HK$202,655
baseline
▲ 0.50% · 4.625%
HK$213,338
+HK$10,683/mo
Deposit HK$4.21M · loan HK$37.90M · min. income ≈ HK$405,310/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,548 · Scale 2, in force from 26 Feb 2026)