LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,602
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,901
−HK$303/mo
Today · 4.125%
HK$10,204
baseline
▲ 0.50% · 4.625%
HK$10,825
+HK$621/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,408/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,682
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,969
−HK$290/mo
Today · 4.125%
HK$11,259
baseline
▲ 0.50% · 4.625%
HK$11,853
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,518/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,522
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,881
−HK$364/mo
Today · 4.125%
HK$12,245
baseline
▲ 0.50% · 4.625%
HK$12,990
+HK$745/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$24,490/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,818
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,162
−HK$349/mo
Today · 4.125%
HK$13,511
baseline
▲ 0.50% · 4.625%
HK$14,223
+HK$712/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$27,022/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,443
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,861
−HK$425/mo
Today · 4.125%
HK$14,286
baseline
▲ 0.50% · 4.625%
HK$15,155
+HK$869/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,572/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,955
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,356
−HK$407/mo
Today · 4.125%
HK$15,763
baseline
▲ 0.50% · 4.625%
HK$16,594
+HK$831/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,526/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,283
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,821
−HK$546/mo
Today · 4.125%
HK$18,367
baseline
▲ 0.50% · 4.625%
HK$19,485
+HK$1,118/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,734/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,228
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,743
−HK$523/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,335
+HK$1,069/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$42,277 · Scale 2, in force from 26 Feb 2026)