LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,029
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,016
−HK$3,035/mo
Today · 4.125%
HK$102,051
baseline
▲ 0.50% · 4.625%
HK$108,260
+HK$6,209/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,102/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,831
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,696
−HK$2,907/mo
Today · 4.125%
HK$112,603
baseline
▲ 0.50% · 4.625%
HK$118,538
+HK$5,935/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,206/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,234
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,819
−HK$3,642/mo
Today · 4.125%
HK$122,461
baseline
▲ 0.50% · 4.625%
HK$129,912
+HK$7,451/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$244,922/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,197
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,635
−HK$3,488/mo
Today · 4.125%
HK$135,123
baseline
▲ 0.50% · 4.625%
HK$142,246
+HK$7,123/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$270,246/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,440
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,622
−HK$4,249/mo
Today · 4.125%
HK$142,871
baseline
▲ 0.50% · 4.625%
HK$151,564
+HK$8,693/mo
Deposit HK$12.63M · loan HK$29.48M · min. income ≈ HK$285,742/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,563
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,575
−HK$4,069/mo
Today · 4.125%
HK$157,644
baseline
▲ 0.50% · 4.625%
HK$165,953
+HK$8,309/mo
Deposit HK$12.63M · loan HK$29.48M · min. income ≈ HK$315,288/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,852
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$178,228
−HK$5,463/mo
Today · 4.125%
HK$183,691
baseline
▲ 0.50% · 4.625%
HK$194,868
+HK$11,177/mo
Deposit HK$4.21M · loan HK$37.90M · min. income ≈ HK$367,382/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,296
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$197,453
−HK$5,232/mo
Today · 4.125%
HK$202,685
baseline
▲ 0.50% · 4.625%
HK$213,369
+HK$10,684/mo
Deposit HK$4.21M · loan HK$37.90M · min. income ≈ HK$405,370/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,808 · Scale 2, in force from 26 Feb 2026)