LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,038
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,025
−HK$3,035/mo
Today · 4.125%
HK$102,060
baseline
▲ 0.50% · 4.625%
HK$108,270
+HK$6,210/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,120/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,841
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,706
−HK$2,907/mo
Today · 4.125%
HK$112,613
baseline
▲ 0.50% · 4.625%
HK$118,549
+HK$5,936/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,226/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,245
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,830
−HK$3,642/mo
Today · 4.125%
HK$122,472
baseline
▲ 0.50% · 4.625%
HK$129,924
+HK$7,452/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$244,944/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,209
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,648
−HK$3,488/mo
Today · 4.125%
HK$135,136
baseline
▲ 0.50% · 4.625%
HK$142,259
+HK$7,123/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$270,272/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,453
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,635
−HK$4,249/mo
Today · 4.125%
HK$142,884
baseline
▲ 0.50% · 4.625%
HK$151,578
+HK$8,694/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$285,768/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,577
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,589
−HK$4,069/mo
Today · 4.125%
HK$157,658
baseline
▲ 0.50% · 4.625%
HK$165,969
+HK$8,311/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$315,316/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,868
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$178,245
−HK$5,463/mo
Today · 4.125%
HK$183,708
baseline
▲ 0.50% · 4.625%
HK$194,886
+HK$11,178/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$367,416/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,314
−HK$10,390/mo
▼ 0.25% · 3.875%
HK$197,471
−HK$5,233/mo
Today · 4.125%
HK$202,704
baseline
▲ 0.50% · 4.625%
HK$213,388
+HK$10,684/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$405,408/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,789,973 · Scale 2, in force from 26 Feb 2026)