LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,040
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,027
−HK$3,035/mo
Today · 4.125%
HK$102,062
baseline
▲ 0.50% · 4.625%
HK$108,273
+HK$6,211/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,124/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,843
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,709
−HK$2,907/mo
Today · 4.125%
HK$112,616
baseline
▲ 0.50% · 4.625%
HK$118,552
+HK$5,936/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,232/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,248
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,833
−HK$3,642/mo
Today · 4.125%
HK$122,475
baseline
▲ 0.50% · 4.625%
HK$129,927
+HK$7,452/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$244,950/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,212
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,651
−HK$3,488/mo
Today · 4.125%
HK$135,139
baseline
▲ 0.50% · 4.625%
HK$142,262
+HK$7,123/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$270,278/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,456
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,638
−HK$4,249/mo
Today · 4.125%
HK$142,887
baseline
▲ 0.50% · 4.625%
HK$151,582
+HK$8,695/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$285,774/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,581
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,592
−HK$4,070/mo
Today · 4.125%
HK$157,662
baseline
▲ 0.50% · 4.625%
HK$165,973
+HK$8,311/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$315,324/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,872
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$178,249
−HK$5,463/mo
Today · 4.125%
HK$183,712
baseline
▲ 0.50% · 4.625%
HK$194,891
+HK$11,179/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$367,424/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,318
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$197,476
−HK$5,233/mo
Today · 4.125%
HK$202,709
baseline
▲ 0.50% · 4.625%
HK$213,394
+HK$10,685/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$405,418/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,017 · Scale 2, in force from 26 Feb 2026)