LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,604
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,903
−HK$303/mo
Today · 4.125%
HK$10,206
baseline
▲ 0.50% · 4.625%
HK$10,828
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,412/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,685
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,971
−HK$291/mo
Today · 4.125%
HK$11,262
baseline
▲ 0.50% · 4.625%
HK$11,855
+HK$593/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,524/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,525
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,884
−HK$364/mo
Today · 4.125%
HK$12,248
baseline
▲ 0.50% · 4.625%
HK$12,993
+HK$745/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$24,496/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,822
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,165
−HK$349/mo
Today · 4.125%
HK$13,514
baseline
▲ 0.50% · 4.625%
HK$14,227
+HK$713/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$27,028/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,446
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,864
−HK$425/mo
Today · 4.125%
HK$14,289
baseline
▲ 0.50% · 4.625%
HK$15,159
+HK$870/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,578/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,958
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,360
−HK$407/mo
Today · 4.125%
HK$15,767
baseline
▲ 0.50% · 4.625%
HK$16,598
+HK$831/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,534/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,288
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,825
−HK$547/mo
Today · 4.125%
HK$18,372
baseline
▲ 0.50% · 4.625%
HK$19,490
+HK$1,118/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,744/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,232
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,748
−HK$523/mo
Today · 4.125%
HK$20,271
baseline
▲ 0.50% · 4.625%
HK$21,340
+HK$1,069/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,542/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,481 · Scale 2, in force from 26 Feb 2026)