LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,046
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,033
−HK$3,036/mo
Today · 4.125%
HK$102,069
baseline
▲ 0.50% · 4.625%
HK$108,279
+HK$6,210/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,138/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,850
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,715
−HK$2,908/mo
Today · 4.125%
HK$112,623
baseline
▲ 0.50% · 4.625%
HK$118,559
+HK$5,936/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,246/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,255
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,840
−HK$3,642/mo
Today · 4.125%
HK$122,482
baseline
▲ 0.50% · 4.625%
HK$129,935
+HK$7,453/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$244,964/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,220
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,659
−HK$3,488/mo
Today · 4.125%
HK$135,147
baseline
▲ 0.50% · 4.625%
HK$142,271
+HK$7,124/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$270,294/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,464
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,647
−HK$4,249/mo
Today · 4.125%
HK$142,896
baseline
▲ 0.50% · 4.625%
HK$151,591
+HK$8,695/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$285,792/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,590
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$153,602
−HK$4,070/mo
Today · 4.125%
HK$157,672
baseline
▲ 0.50% · 4.625%
HK$165,983
+HK$8,311/mo
Deposit HK$12.64M · loan HK$29.48M · min. income ≈ HK$315,344/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,882
−HK$10,841/mo
▼ 0.25% · 3.875%
HK$178,260
−HK$5,463/mo
Today · 4.125%
HK$183,723
baseline
▲ 0.50% · 4.625%
HK$194,903
+HK$11,180/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$367,446/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,330
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$197,488
−HK$5,233/mo
Today · 4.125%
HK$202,721
baseline
▲ 0.50% · 4.625%
HK$213,406
+HK$10,685/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$405,442/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,124 · Scale 2, in force from 26 Feb 2026)