LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,049
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,036
−HK$3,036/mo
Today · 4.125%
HK$102,072
baseline
▲ 0.50% · 4.625%
HK$108,283
+HK$6,211/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,144/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,853
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,719
−HK$2,907/mo
Today · 4.125%
HK$112,626
baseline
▲ 0.50% · 4.625%
HK$118,563
+HK$5,937/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,252/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,258
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,844
−HK$3,642/mo
Today · 4.125%
HK$122,486
baseline
▲ 0.50% · 4.625%
HK$129,939
+HK$7,453/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$244,972/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,224
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,663
−HK$3,488/mo
Today · 4.125%
HK$135,151
baseline
▲ 0.50% · 4.625%
HK$142,275
+HK$7,124/mo
Deposit HK$16.85M · loan HK$25.27M · min. income ≈ HK$270,302/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,468
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,651
−HK$4,249/mo
Today · 4.125%
HK$142,900
baseline
▲ 0.50% · 4.625%
HK$151,596
+HK$8,696/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$285,800/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,594
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,606
−HK$4,071/mo
Today · 4.125%
HK$157,677
baseline
▲ 0.50% · 4.625%
HK$165,988
+HK$8,311/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$315,354/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,888
−HK$10,841/mo
▼ 0.25% · 3.875%
HK$178,265
−HK$5,464/mo
Today · 4.125%
HK$183,729
baseline
▲ 0.50% · 4.625%
HK$194,909
+HK$11,180/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$367,458/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,336
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$197,494
−HK$5,233/mo
Today · 4.125%
HK$202,727
baseline
▲ 0.50% · 4.625%
HK$213,413
+HK$10,686/mo
Deposit HK$4.21M · loan HK$37.91M · min. income ≈ HK$405,454/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,179 · Scale 2, in force from 26 Feb 2026)