LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,605
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,904
−HK$304/mo
Today · 4.125%
HK$10,208
baseline
▲ 0.50% · 4.625%
HK$10,829
+HK$621/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,416/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,686
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,972
−HK$291/mo
Today · 4.125%
HK$11,263
baseline
▲ 0.50% · 4.625%
HK$11,857
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,526/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,526
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,885
−HK$364/mo
Today · 4.125%
HK$12,249
baseline
▲ 0.50% · 4.625%
HK$12,995
+HK$746/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$24,498/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,823
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,167
−HK$349/mo
Today · 4.125%
HK$13,516
baseline
▲ 0.50% · 4.625%
HK$14,228
+HK$712/mo
Deposit HK$1.68M · loan HK$2.53M · min. income ≈ HK$27,032/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,448
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,866
−HK$425/mo
Today · 4.125%
HK$14,291
baseline
▲ 0.50% · 4.625%
HK$15,160
+HK$869/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,582/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,960
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,361
−HK$407/mo
Today · 4.125%
HK$15,768
baseline
▲ 0.50% · 4.625%
HK$16,600
+HK$832/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,536/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,290
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,827
−HK$547/mo
Today · 4.125%
HK$18,374
baseline
▲ 0.50% · 4.625%
HK$19,492
+HK$1,118/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,748/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,235
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,750
−HK$524/mo
Today · 4.125%
HK$20,274
baseline
▲ 0.50% · 4.625%
HK$21,342
+HK$1,068/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,548/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,582 · Scale 2, in force from 26 Feb 2026)