LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,063
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,051
−HK$3,036/mo
Today · 4.125%
HK$102,087
baseline
▲ 0.50% · 4.625%
HK$108,298
+HK$6,211/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$204,174/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,869
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,735
−HK$2,907/mo
Today · 4.125%
HK$112,642
baseline
▲ 0.50% · 4.625%
HK$118,580
+HK$5,938/mo
Deposit HK$21.06M · loan HK$21.06M · min. income ≈ HK$225,284/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,275
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,861
−HK$3,643/mo
Today · 4.125%
HK$122,504
baseline
▲ 0.50% · 4.625%
HK$129,958
+HK$7,454/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$245,008/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,242
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$131,682
−HK$3,489/mo
Today · 4.125%
HK$135,171
baseline
▲ 0.50% · 4.625%
HK$142,296
+HK$7,125/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$270,342/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,488
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$138,671
−HK$4,250/mo
Today · 4.125%
HK$142,921
baseline
▲ 0.50% · 4.625%
HK$151,618
+HK$8,697/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$285,842/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,616
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,629
−HK$4,070/mo
Today · 4.125%
HK$157,699
baseline
▲ 0.50% · 4.625%
HK$166,012
+HK$8,313/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$315,398/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,913
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$178,291
−HK$5,465/mo
Today · 4.125%
HK$183,756
baseline
▲ 0.50% · 4.625%
HK$194,937
+HK$11,181/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$367,512/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,364
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$197,523
−HK$5,233/mo
Today · 4.125%
HK$202,756
baseline
▲ 0.50% · 4.625%
HK$213,444
+HK$10,688/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$405,512/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,439 · Scale 2, in force from 26 Feb 2026)