LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,607
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,906
−HK$303/mo
Today · 4.125%
HK$10,209
baseline
▲ 0.50% · 4.625%
HK$10,830
+HK$621/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,418/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,687
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,974
−HK$291/mo
Today · 4.125%
HK$11,265
baseline
▲ 0.50% · 4.625%
HK$11,859
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,530/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,528
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,887
−HK$364/mo
Today · 4.125%
HK$12,251
baseline
▲ 0.50% · 4.625%
HK$12,996
+HK$745/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,502/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,825
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,169
−HK$349/mo
Today · 4.125%
HK$13,518
baseline
▲ 0.50% · 4.625%
HK$14,230
+HK$712/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,036/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,449
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,868
−HK$425/mo
Today · 4.125%
HK$14,293
baseline
▲ 0.50% · 4.625%
HK$15,162
+HK$869/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,586/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,962
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,364
−HK$407/mo
Today · 4.125%
HK$15,771
baseline
▲ 0.50% · 4.625%
HK$16,602
+HK$831/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,542/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,292
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,830
−HK$546/mo
Today · 4.125%
HK$18,376
baseline
▲ 0.50% · 4.625%
HK$19,495
+HK$1,119/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,752/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,237
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,753
−HK$524/mo
Today · 4.125%
HK$20,277
baseline
▲ 0.50% · 4.625%
HK$21,345
+HK$1,068/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,554/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,699 · Scale 2, in force from 26 Feb 2026)