LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,075
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,064
−HK$3,036/mo
Today · 4.125%
HK$102,100
baseline
▲ 0.50% · 4.625%
HK$108,313
+HK$6,213/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,200/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,883
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,750
−HK$2,908/mo
Today · 4.125%
HK$112,658
baseline
▲ 0.50% · 4.625%
HK$118,596
+HK$5,938/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,316/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,291
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,877
−HK$3,643/mo
Today · 4.125%
HK$122,520
baseline
▲ 0.50% · 4.625%
HK$129,975
+HK$7,455/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$245,040/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,260
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$131,699
−HK$3,490/mo
Today · 4.125%
HK$135,189
baseline
▲ 0.50% · 4.625%
HK$142,315
+HK$7,126/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$270,378/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,506
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$138,690
−HK$4,250/mo
Today · 4.125%
HK$142,940
baseline
▲ 0.50% · 4.625%
HK$151,638
+HK$8,698/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$285,880/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,636
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,649
−HK$4,072/mo
Today · 4.125%
HK$157,721
baseline
▲ 0.50% · 4.625%
HK$166,034
+HK$8,313/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$315,442/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,936
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$178,315
−HK$5,465/mo
Today · 4.125%
HK$183,780
baseline
▲ 0.50% · 4.625%
HK$194,963
+HK$11,183/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$367,560/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,389
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$197,549
−HK$5,235/mo
Today · 4.125%
HK$202,784
baseline
▲ 0.50% · 4.625%
HK$213,473
+HK$10,689/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$405,568/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,679 · Scale 2, in force from 26 Feb 2026)