LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,077
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,065
−HK$3,036/mo
Today · 4.125%
HK$102,101
baseline
▲ 0.50% · 4.625%
HK$108,314
+HK$6,213/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,202/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,884
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,751
−HK$2,908/mo
Today · 4.125%
HK$112,659
baseline
▲ 0.50% · 4.625%
HK$118,597
+HK$5,938/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,318/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,292
−HK$7,230/mo
▼ 0.25% · 3.875%
HK$118,878
−HK$3,644/mo
Today · 4.125%
HK$122,522
baseline
▲ 0.50% · 4.625%
HK$129,977
+HK$7,455/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$245,044/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,261
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$131,701
−HK$3,490/mo
Today · 4.125%
HK$135,191
baseline
▲ 0.50% · 4.625%
HK$142,317
+HK$7,126/mo
Deposit HK$16.85M · loan HK$25.28M · min. income ≈ HK$270,382/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,507
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,691
−HK$4,251/mo
Today · 4.125%
HK$142,942
baseline
▲ 0.50% · 4.625%
HK$151,640
+HK$8,698/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$285,884/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,638
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,651
−HK$4,071/mo
Today · 4.125%
HK$157,722
baseline
▲ 0.50% · 4.625%
HK$166,036
+HK$8,314/mo
Deposit HK$12.64M · loan HK$29.49M · min. income ≈ HK$315,444/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,938
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$178,317
−HK$5,465/mo
Today · 4.125%
HK$183,782
baseline
▲ 0.50% · 4.625%
HK$194,965
+HK$11,183/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$367,564/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,392
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$197,551
−HK$5,235/mo
Today · 4.125%
HK$202,786
baseline
▲ 0.50% · 4.625%
HK$213,475
+HK$10,689/mo
Deposit HK$4.21M · loan HK$37.92M · min. income ≈ HK$405,572/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,699 · Scale 2, in force from 26 Feb 2026)