LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,609
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,908
−HK$303/mo
Today · 4.125%
HK$10,211
baseline
▲ 0.50% · 4.625%
HK$10,833
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,422/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,690
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,976
−HK$291/mo
Today · 4.125%
HK$11,267
baseline
▲ 0.50% · 4.625%
HK$11,861
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,534/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,530
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,889
−HK$364/mo
Today · 4.125%
HK$12,253
baseline
▲ 0.50% · 4.625%
HK$12,999
+HK$746/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,506/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,827
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,172
−HK$349/mo
Today · 4.125%
HK$13,521
baseline
▲ 0.50% · 4.625%
HK$14,233
+HK$712/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,042/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,452
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,871
−HK$425/mo
Today · 4.125%
HK$14,296
baseline
▲ 0.50% · 4.625%
HK$15,166
+HK$870/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,592/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,965
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,367
−HK$407/mo
Today · 4.125%
HK$15,774
baseline
▲ 0.50% · 4.625%
HK$16,605
+HK$831/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,548/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,296
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,834
−HK$546/mo
Today · 4.125%
HK$18,380
baseline
▲ 0.50% · 4.625%
HK$19,499
+HK$1,119/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,760/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,241
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,757
−HK$524/mo
Today · 4.125%
HK$20,281
baseline
▲ 0.50% · 4.625%
HK$21,350
+HK$1,069/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,562/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,873 · Scale 2, in force from 26 Feb 2026)