LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,090
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,079
−HK$3,036/mo
Today · 4.125%
HK$102,115
baseline
▲ 0.50% · 4.625%
HK$108,329
+HK$6,214/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,230/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,899
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,766
−HK$2,908/mo
Today · 4.125%
HK$112,674
baseline
▲ 0.50% · 4.625%
HK$118,614
+HK$5,940/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,348/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,308
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,894
−HK$3,645/mo
Today · 4.125%
HK$122,539
baseline
▲ 0.50% · 4.625%
HK$129,995
+HK$7,456/mo
Deposit HK$16.86M · loan HK$25.28M · min. income ≈ HK$245,078/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,279
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$131,719
−HK$3,490/mo
Today · 4.125%
HK$135,209
baseline
▲ 0.50% · 4.625%
HK$142,336
+HK$7,127/mo
Deposit HK$16.86M · loan HK$25.28M · min. income ≈ HK$270,418/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,526
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,710
−HK$4,252/mo
Today · 4.125%
HK$142,962
baseline
▲ 0.50% · 4.625%
HK$151,661
+HK$8,699/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,924/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,659
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,672
−HK$4,072/mo
Today · 4.125%
HK$157,744
baseline
▲ 0.50% · 4.625%
HK$166,059
+HK$8,315/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,488/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,962
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$178,342
−HK$5,466/mo
Today · 4.125%
HK$183,808
baseline
▲ 0.50% · 4.625%
HK$194,992
+HK$11,184/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,616/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,418
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$197,579
−HK$5,235/mo
Today · 4.125%
HK$202,814
baseline
▲ 0.50% · 4.625%
HK$213,504
+HK$10,690/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,628/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$1,790,947 · Scale 2, in force from 26 Feb 2026)