LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,091
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,080
−HK$3,037/mo
Today · 4.125%
HK$102,117
baseline
▲ 0.50% · 4.625%
HK$108,330
+HK$6,213/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,234/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,900
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,767
−HK$2,909/mo
Today · 4.125%
HK$112,676
baseline
▲ 0.50% · 4.625%
HK$118,615
+HK$5,939/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,352/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,309
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,896
−HK$3,644/mo
Today · 4.125%
HK$122,540
baseline
▲ 0.50% · 4.625%
HK$129,996
+HK$7,456/mo
Deposit HK$16.86M · loan HK$25.28M · min. income ≈ HK$245,080/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,280
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,721
−HK$3,490/mo
Today · 4.125%
HK$135,211
baseline
▲ 0.50% · 4.625%
HK$142,338
+HK$7,127/mo
Deposit HK$16.86M · loan HK$25.28M · min. income ≈ HK$270,422/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,527
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,712
−HK$4,251/mo
Today · 4.125%
HK$142,963
baseline
▲ 0.50% · 4.625%
HK$151,662
+HK$8,699/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,926/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,660
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,674
−HK$4,072/mo
Today · 4.125%
HK$157,746
baseline
▲ 0.50% · 4.625%
HK$166,061
+HK$8,315/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,492/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,964
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$178,344
−HK$5,466/mo
Today · 4.125%
HK$183,810
baseline
▲ 0.50% · 4.625%
HK$194,994
+HK$11,184/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,620/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,420
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$197,581
−HK$5,235/mo
Today · 4.125%
HK$202,816
baseline
▲ 0.50% · 4.625%
HK$213,507
+HK$10,691/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,632/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,790,968 · Scale 2, in force from 26 Feb 2026)