LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,095
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,084
−HK$3,037/mo
Today · 4.125%
HK$102,121
baseline
▲ 0.50% · 4.625%
HK$108,334
+HK$6,213/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,242/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,904
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,771
−HK$2,909/mo
Today · 4.125%
HK$112,680
baseline
▲ 0.50% · 4.625%
HK$118,620
+HK$5,940/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,360/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,314
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,900
−HK$3,645/mo
Today · 4.125%
HK$122,545
baseline
▲ 0.50% · 4.625%
HK$130,001
+HK$7,456/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$245,090/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,285
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,726
−HK$3,490/mo
Today · 4.125%
HK$135,216
baseline
▲ 0.50% · 4.625%
HK$142,343
+HK$7,127/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$270,432/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,532
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,717
−HK$4,252/mo
Today · 4.125%
HK$142,969
baseline
▲ 0.50% · 4.625%
HK$151,668
+HK$8,699/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,938/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,666
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,680
−HK$4,072/mo
Today · 4.125%
HK$157,752
baseline
▲ 0.50% · 4.625%
HK$166,067
+HK$8,315/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,504/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,970
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$178,351
−HK$5,466/mo
Today · 4.125%
HK$183,817
baseline
▲ 0.50% · 4.625%
HK$195,002
+HK$11,185/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,634/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,428
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$197,589
−HK$5,235/mo
Today · 4.125%
HK$202,824
baseline
▲ 0.50% · 4.625%
HK$213,515
+HK$10,691/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,648/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,037 · Scale 2, in force from 26 Feb 2026)