LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,097
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,086
−HK$3,037/mo
Today · 4.125%
HK$102,123
baseline
▲ 0.50% · 4.625%
HK$108,337
+HK$6,214/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,246/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,907
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,774
−HK$2,909/mo
Today · 4.125%
HK$112,683
baseline
▲ 0.50% · 4.625%
HK$118,622
+HK$5,939/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,366/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,316
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,903
−HK$3,645/mo
Today · 4.125%
HK$122,548
baseline
▲ 0.50% · 4.625%
HK$130,004
+HK$7,456/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$245,096/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,288
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,729
−HK$3,490/mo
Today · 4.125%
HK$135,219
baseline
▲ 0.50% · 4.625%
HK$142,347
+HK$7,128/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$270,438/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,536
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,720
−HK$4,252/mo
Today · 4.125%
HK$142,972
baseline
▲ 0.50% · 4.625%
HK$151,672
+HK$8,700/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,944/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,669
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,684
−HK$4,072/mo
Today · 4.125%
HK$157,756
baseline
▲ 0.50% · 4.625%
HK$166,071
+HK$8,315/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,512/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,974
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$178,355
−HK$5,466/mo
Today · 4.125%
HK$183,821
baseline
▲ 0.50% · 4.625%
HK$195,006
+HK$11,185/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,642/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,432
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$197,593
−HK$5,236/mo
Today · 4.125%
HK$202,829
baseline
▲ 0.50% · 4.625%
HK$213,520
+HK$10,691/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,658/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,078 · Scale 2, in force from 26 Feb 2026)