LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,099
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,089
−HK$3,037/mo
Today · 4.125%
HK$102,126
baseline
▲ 0.50% · 4.625%
HK$108,340
+HK$6,214/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,252/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,910
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,777
−HK$2,909/mo
Today · 4.125%
HK$112,686
baseline
▲ 0.50% · 4.625%
HK$118,625
+HK$5,939/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,372/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,319
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,906
−HK$3,645/mo
Today · 4.125%
HK$122,551
baseline
▲ 0.50% · 4.625%
HK$130,008
+HK$7,457/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$245,102/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,291
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,732
−HK$3,491/mo
Today · 4.125%
HK$135,223
baseline
▲ 0.50% · 4.625%
HK$142,350
+HK$7,127/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$270,446/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,539
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,724
−HK$4,252/mo
Today · 4.125%
HK$142,976
baseline
▲ 0.50% · 4.625%
HK$151,676
+HK$8,700/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,952/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,673
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,688
−HK$4,072/mo
Today · 4.125%
HK$157,760
baseline
▲ 0.50% · 4.625%
HK$166,075
+HK$8,315/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,520/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,979
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$178,359
−HK$5,467/mo
Today · 4.125%
HK$183,826
baseline
▲ 0.50% · 4.625%
HK$195,011
+HK$11,185/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,652/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,437
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$197,598
−HK$5,236/mo
Today · 4.125%
HK$202,834
baseline
▲ 0.50% · 4.625%
HK$213,526
+HK$10,692/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,668/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,124 · Scale 2, in force from 26 Feb 2026)