LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,100
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,090
−HK$3,037/mo
Today · 4.125%
HK$102,127
baseline
▲ 0.50% · 4.625%
HK$108,341
+HK$6,214/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,254/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,911
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,778
−HK$2,909/mo
Today · 4.125%
HK$112,687
baseline
▲ 0.50% · 4.625%
HK$118,627
+HK$5,940/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,374/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,320
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,907
−HK$3,645/mo
Today · 4.125%
HK$122,552
baseline
▲ 0.50% · 4.625%
HK$130,009
+HK$7,457/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$245,104/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,293
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,733
−HK$3,491/mo
Today · 4.125%
HK$135,224
baseline
▲ 0.50% · 4.625%
HK$142,352
+HK$7,128/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$270,448/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,540
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,725
−HK$4,252/mo
Today · 4.125%
HK$142,977
baseline
▲ 0.50% · 4.625%
HK$151,677
+HK$8,700/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,954/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,675
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,689
−HK$4,072/mo
Today · 4.125%
HK$157,761
baseline
▲ 0.50% · 4.625%
HK$166,077
+HK$8,316/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,522/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,981
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$178,361
−HK$5,467/mo
Today · 4.125%
HK$183,828
baseline
▲ 0.50% · 4.625%
HK$195,013
+HK$11,185/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,656/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,439
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$197,600
−HK$5,236/mo
Today · 4.125%
HK$202,836
baseline
▲ 0.50% · 4.625%
HK$213,528
+HK$10,692/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,672/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,142 · Scale 2, in force from 26 Feb 2026)