LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,103
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,092
−HK$3,037/mo
Today · 4.125%
HK$102,129
baseline
▲ 0.50% · 4.625%
HK$108,344
+HK$6,215/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$204,258/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,914
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,781
−HK$2,909/mo
Today · 4.125%
HK$112,690
baseline
▲ 0.50% · 4.625%
HK$118,630
+HK$5,940/mo
Deposit HK$21.07M · loan HK$21.07M · min. income ≈ HK$225,380/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,323
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,911
−HK$3,644/mo
Today · 4.125%
HK$122,555
baseline
▲ 0.50% · 4.625%
HK$130,012
+HK$7,457/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$245,110/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,296
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,737
−HK$3,491/mo
Today · 4.125%
HK$135,228
baseline
▲ 0.50% · 4.625%
HK$142,356
+HK$7,128/mo
Deposit HK$16.86M · loan HK$25.29M · min. income ≈ HK$270,456/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,544
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,729
−HK$4,252/mo
Today · 4.125%
HK$142,981
baseline
▲ 0.50% · 4.625%
HK$151,681
+HK$8,700/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,962/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,679
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,693
−HK$4,073/mo
Today · 4.125%
HK$157,766
baseline
▲ 0.50% · 4.625%
HK$166,082
+HK$8,316/mo
Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$315,532/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,985
−HK$10,848/mo
▼ 0.25% · 3.875%
HK$178,366
−HK$5,467/mo
Today · 4.125%
HK$183,833
baseline
▲ 0.50% · 4.625%
HK$195,019
+HK$11,186/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$367,666/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,444
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$197,606
−HK$5,236/mo
Today · 4.125%
HK$202,842
baseline
▲ 0.50% · 4.625%
HK$213,534
+HK$10,692/mo
Deposit HK$4.21M · loan HK$37.93M · min. income ≈ HK$405,684/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,191 · Scale 2, in force from 26 Feb 2026)