LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,610
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,909
−HK$304/mo
Today · 4.125%
HK$10,213
baseline
▲ 0.50% · 4.625%
HK$10,834
+HK$621/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,426/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,691
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,978
−HK$291/mo
Today · 4.125%
HK$11,269
baseline
▲ 0.50% · 4.625%
HK$11,863
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,538/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,532
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,891
−HK$365/mo
Today · 4.125%
HK$12,256
baseline
▲ 0.50% · 4.625%
HK$13,001
+HK$745/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,512/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,830
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,174
−HK$349/mo
Today · 4.125%
HK$13,523
baseline
▲ 0.50% · 4.625%
HK$14,236
+HK$713/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,046/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,454
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,873
−HK$425/mo
Today · 4.125%
HK$14,298
baseline
▲ 0.50% · 4.625%
HK$15,168
+HK$870/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,596/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,968
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,369
−HK$408/mo
Today · 4.125%
HK$15,777
baseline
▲ 0.50% · 4.625%
HK$16,608
+HK$831/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,554/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,299
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,837
−HK$546/mo
Today · 4.125%
HK$18,383
baseline
▲ 0.50% · 4.625%
HK$19,502
+HK$1,119/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,766/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,244
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$523/mo
Today · 4.125%
HK$20,284
baseline
▲ 0.50% · 4.625%
HK$21,353
+HK$1,069/mo
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$40,568/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$43,014 · Scale 2, in force from 26 Feb 2026)