LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,611
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,910
−HK$304/mo
Today · 4.125%
HK$10,214
baseline
▲ 0.50% · 4.625%
HK$10,836
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,428/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,693
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,979
−HK$291/mo
Today · 4.125%
HK$11,270
baseline
▲ 0.50% · 4.625%
HK$11,864
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,540/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,534
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,892
−HK$365/mo
Today · 4.125%
HK$12,257
baseline
▲ 0.50% · 4.625%
HK$13,003
+HK$746/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,514/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,831
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,175
−HK$349/mo
Today · 4.125%
HK$13,524
baseline
▲ 0.50% · 4.625%
HK$14,237
+HK$713/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,048/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,456
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,874
−HK$426/mo
Today · 4.125%
HK$14,300
baseline
▲ 0.50% · 4.625%
HK$15,170
+HK$870/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$28,600/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,970
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,371
−HK$407/mo
Today · 4.125%
HK$15,778
baseline
▲ 0.50% · 4.625%
HK$16,610
+HK$832/mo
Deposit HK$1.26M · loan HK$2.95M · min. income ≈ HK$31,556/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,300
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,839
−HK$546/mo
Today · 4.125%
HK$18,385
baseline
▲ 0.50% · 4.625%
HK$19,504
+HK$1,119/mo
Deposit HK$422K · loan HK$3.79M · min. income ≈ HK$36,770/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,247
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,763
−HK$523/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,356
+HK$1,070/mo
Deposit HK$422K · loan HK$3.79M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,107 · Scale 2, in force from 26 Feb 2026)